Reality Radio for a really great future.

We're talking real money.

Another day, another talking real money.

Hi, everybody.

Don McDonald here, Tom Cock over there, and we're back with you doing that thing that we do,

that voodoo that we do so well, talking about money.

Today's edition, regrets.

What do you regret?

I've got lots of regrets, but I'm not going to talk about them because I don't want to burden you.

But when people retire, they, you know, they don't plan for all the eventualities.

As a matter of fact, I was talking to a listener the other day about retirement.

And we talked a lot about some of the things you need to think about that aren't money-oriented.

So apparently there are a lot of

regrets out there. But what, Tom, what are the big regrets that retirees have? Well, according to this

piece, the four biggest, I don't think any of these are going to really surprise you. Number one,

not saving enough. Really? Who would have thought? Right. Oh, you mean not enough money. I want more money. Stashing away enough. Really? Who would have thought? Oh, you mean not enough money? I want more money. Dashing away enough for their post work years. Basically, one of the survey folks said, everybody wishes they'd started sooner or contributed more. So the solution... At 18 would have been good. Yeah, like yesterday's episode. Well done. Yeah. The solution is save more. And I got a couple other ideas along those lines, too. Number one, this is, it seems so obvious, but most people don't do it. The old pay yourself first. Make it automatic. Make the money. Just come out of your paycheck. Come out, whatever into your other account. Make it go away.

Number two, increase the amount you save when you get a pay increase or change jobs and make it more money.

You should be automatically doing that.

I see a lot of people who tell me, well, I save 3% because that's what I get

from the match from the company.

That should have nothing to do with the percentage the company puts in. You should be doing this for yourself. And then the other

part around saving is, and we do discuss this briefly on the program, save some in your

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