Welcome to the Jill on Money Show. This is the program that tries to take the mystery

out of your financial life. And we do that by answering your questions. If you have

one, just go to our website JillOnMoney.com. Click the contact us button. And of course,

let us know if you would be willing to come on the air because that is so much more fun.

Today and tomorrow, we are going to air a conversation that I moderated about retirement

for CBS News. And it was fun because Nancy Chen and Carter Evans, who are two CBS News

correspondence, had pieces about retirement. And then we had had another expert, a guy

named David John from AARP. He's the senior strategic policy advisor at AARP. We were

just kind of spitballing around retirement. It's kind of a cool conversation. We talk

about our own experiences. And I mentioned you guys now and again. So here is the first

part of the CBS News roundtable about retirement readiness. We're going to talk a little bit

about retirement. We're going to talk about some of these segments. So let me start by asking

you this, both Nancy and Carter. Let me start with Nancy first. You are considerably younger

than me and David. So what were you thinking about when you were assigned this idea around

retirement? How did you think about retirement for yourself?

You know, it's one of those things that, and when I don't want to get ahead of myself,

but when you watch one of the pieces that we're going to be showing, it made me immediately

look up what my current balance in my 401k is because I remember my very first job. I

was maybe 21 years old and someone said to me, Max, out your contribution on your 401k.

And I thought retirement is decades away from me at this point. Why am I thinking about

this? And she said, max it out. That way never even becomes part of your budget. And

I thought that was very important. And so yes, at this point, I'm still a few decades

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