I'm Nancy Solomon from the WNYC in Gothamist newsroom filling in for Brian today and I'm

here to tell you he makes this job seem easy and it isn't so hats off to you Brian.

Now we have a segment about retirement. If you've taken a look at your retirement account lately you

might have noticed it's looking a little better after falling last year balances in retirement

accounts have risen across the board but is this kind of rise enough for people to actually take

the jump and retire? What does it take to retire comfortably in the United States? And if you're 30

years old and about to turn us off this is about you too. What do you what you do at 30 will have a

huge impact on whether you can travel the world at 60. So here to take us through the state of

retirement is Teresa Gillarducci professor of economics and director of the short center for

economic policy analysis at the new school Teresa welcome back to the show. Oh hi Nancy good to talk

here and listeners we of course want to hear from you are you retiring soon what are your plans what

impacted your decision to retire how did you know it was the right time and maybe some of you out

there want to retire but aren't going to retire yet tell us what's keeping you in the workforce

and is there anything you wish you knew 30 years ago in terms of financial planning anyone out there

on the verge of retirement call us 2124339692 that's 212433WNYC tell us what you're excited about and

what your worries are 2124339692 and you can text that number as well I think a good place to start

is the question I posed in the intro are the rises in retirement account balances

enough to signal that someone who's been considering retirement could do so sooner rather than later

yeah so I just looked at my retirement account right before I got on the show

anticipating that question because things were in the stock market in the bond market pretty

grim last year and then there was this nice recovery at the beginning of the year you know we're

right in the middle of the year and then I took a look I don't look all the time I'm an expert but I

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