Welcome to the early retirement show. If you are a long time listener, thank you. And if you are new to the show, as a reminder, this show is dedicated to helping you retire early, otherwise known as the show dedicated to helping you understand what you have to do to be in a position where you are financially free, where work is now optional. So whether you are a few years out from retirement and you just want to know everything to prepare

for that big date or you're new in your journey and you want to get a head start on maximizing

what you've worked so hard for throughout your life, this is the show for you.

So we discuss everything from investments to taxes to insurance and everything that comes

in between.

So without further ado, let's go ahead and hop into today's episode.

Thank you to all of those who have been leaving reviews.

It is so fun to read them.

I know I reiterated that

last week, and if you're listening to this episode after another episode, you're going,

Ari, I've already heard that. And if you have not already left a review, please do go ahead and

leave those. Those are fun for me to read. Great to hear your thoughts and how I'm helping.

So thank you to all of those who have continued listening.

The show keeps growing every single week and it's all thanks to you guys. It is truly you guys sharing

it with your friends and your family and those who you think would benefit from becoming

financially free where, once again, nothing to do with a number just when you're in a position

where you no

longer have to worry about money and so my goal is how can we get everyone financially free um

so today's episode another fun one i know i feel like i say that every week but it is about

optimizing your finances and your life the word optimize is one that I speak about often with clients.

The reason I do it is because to me, you work too hard, really everyone, works too hard to not be

doing everything to the best of their degree. For example, if you are going to work and you say,

...