Retirement Finances Whether You're Married, Separated, or Single - 561
Your Money, Your Wealth
Your Money, Your Wealth
4.6 • 790 Ratings
🗓️ 23 December 2025
⏱️ 54 minutes
🧾️ Download transcript
Summary
Financially speaking, should Old Bear in Northern Kentucky marry his Honey? How should Sebastian in Virginia navigate the financial aspects of his separation? Plus, Famous Missourians want to know, how much is enough for retirement and when can you take your foot off the gas? Can Paul with the Big Wallet Bridge the long gap between retiring and claiming Social Security benefits? And can Aspiring Adventurer in Oregon retire single at age 58?
(While Joe and Big Al enjoy a little seasonal downtime and Andi recovers from surgery, enjoy this encore presentation of these questions from an early 2025 episode.)
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https://bit.ly/ymyw-561 (full show notes & episode transcript)
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WATCH: Going Solo: Navigating Your Financial Future Single on YMYW TV
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Chapters:
00:00 - Intro: This Week on the YMYW Podcast
01:01 - Financially Speaking, Should Old Bear Marry His Honey? (Northern Kentucky, near Cincinnati, OH)
08:41 - Navigating Finances When Separating from Your Spouse (Sebastian, VA)
15:13 - Watch Going Solo: Navigating Your Financial Future Single on YMYW TV, Download the Going Solo Guide for free
15:42 - How Much is Enough for Retirement? When Can We Take Our Foot Off the Gas? (JC Penney & Laura Ingalls Wilder, Kansas City, MO)
28:31 - How to Bridge the Long Gap Between Retirement and Social Security (Paul with the Big Wallet)
38:50 - Calculate your free Financial Blueprint
39:20 - Can I Retire at Age 58? Where to Save? Should I Do a Roth Conversion Ladder in Retirement? (Aspiring Adventurer, OR)
51:00 - YMYW Podcast Outro
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Quick programming note before we get started. Just like 560, episodes 561 and 562, are |
| 0:06.8 | encores of shows from early 2025 that you might have missed. Now, you know, we almost never |
| 0:11.8 | do that, especially not three weeks in a row. So if you're curious, I'll fill you in after |
| 0:16.1 | the disclosure at the end of the episode. Otherwise, enjoy this encore. Happy holidays, YMIW family. |
| 0:21.8 | Financially speaking, should Old Bear in Northern Kentucky marry his honey? How can Sebastian |
| 0:26.9 | and Virginia navigate his separation? That's today on Your Money, Your Wealth podcast number 515. |
| 0:33.4 | Plus, famous Missourians want to know how much is enough for retirement and when can you take |
| 0:38.0 | your foot off the gas? |
| 0:39.5 | Kim Paul, with the big wallet, bridged the long gap between retiring and claiming his social |
| 0:44.1 | security benefits. |
| 0:45.5 | And can aspiring adventurer in Oregon retire at age 58? |
| 0:49.9 | Click or tap, Ask Joe and Big Al on air in the episode description to send in your money questions or to get your own retirement's pitfall analysis. |
| 0:58.1 | I'm executive producer Andy Last and here are the hosts of your money, your wealth, Jill Anderson, CFP, and Big Al Clopline CPA. |
| 1:06.1 | All right, let's get right to it. |
| 1:07.7 | We got old bear and this honey, Big Al. |
| 1:09.6 | Okay, Northern Kentucky, huh? All right, and I discovered YMYW after I exited the workforce. let's get right to it we got old bear and this honey big owl okay northern kutucky yeah all right |
| 1:11.9 | i discovered ymy w after i exited the workforce 15 months ago and i've been binging your podcast |
| 1:18.0 | ever since it's the only podcast that i've listened to more than three times dang that's pretty |
| 1:23.9 | good that's saying a lot j Joe. Three times. Yeah. |
| 1:31.0 | I can't believe how much I enjoyed listening to you while I'm working out, |
| 1:34.0 | trying to stave off the Grim Reaper as long as possible. |
| 1:37.8 | In an older episode, Joe said he wanted to expand the range of questions, |
... |
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