Retirement 101: Planning, Risks, and Smooth Sailing (SB1696)

The Stacking Benjamins Show

Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP

Business, Financial Planning, Cfp, Education, Personal Finance, Retirement, Investing, Money

4.4 • 2K Ratings

🗓️ 16 June 2025

⏱️ 58 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

You can’t plan a great retirement if you haven’t first planned what you’re retiring to. In this episode, Joe Saul-Sehy, OG, and Neighbor Doug open up Retirement Week in the basement with a Monday that’s equal parts insight, weekend recap, and questionable vehicle decisions. 🚪 Start with the most overlooked part of retirement: your lifestyle vision. What are you actually going to do all day—and will it make you happy? 📊 Then they dive into financial strategy, from coordinating pre-tax, Roth, and taxable funds to dodging sneaky IRMAA fees that show up like glitter—impossible to get rid of and oddly expensive. 🏎️ Thinking about a new car? Joe and Doug wrestle with the age-old question: maintain or upgrade, and how your answer could affect your wallet (and maybe your driveway credibility). 💼 Curious about investment leverage? Meet Basic Capital—a platform that might sound like a good idea… until it doesn’t. Joe and OG explain when leverage can help—and when it’s just risk in a tuxedo. 🎧 Plus: Saluting the troops What not to do when your retirement plan involves TikTok A sneak peek at the Nerdy Round Table And entertainment recs to round out your week like a pro Start your week smarter and get a little closer to a retirement you actually want. FULL SHOW NOTES: https://stackingbenjamins.com/creating-a-better-retirement-1696 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

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1:03.4	It's Monday morning.
1:05.0	The coffee's hot.
1:06.0	O.G. has a cold.
1:07.4	And Doug is ready to roll.
1:09.9	Sounds like a great Monday.
1:10.8	It does sound like a great Monday.
1:12.6	It does sound like a great Monday.
1:13.3	Monier. It's like any other Monday.
1:15.1	We just saw O.G. cough up a hairball.
1:17.6	That was fun.
1:18.7	It's cute.
	...

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