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Smart Money Happy Hour with Rachel Cruze and George Kamel

Responding to Your Money Drama (Not Holding Back)

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.83.2K Ratings

🗓️ 4 December 2025

⏱️ 43 minutes

🧾️ Download transcript

Summary

💵 Enter to win $5,000 with Ramsey’s Christmas Cash Giveaway.  No matter where you are on your wealth-building journey—everyone has money disagreements with their loved ones from time to time. Today, we’re reacting to your money drama and tossing in our 2 cents!   Next Steps:🎙️ Catch our episode Our Unfiltered Takes on Your Real-Life Money Dilemmas. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  💵 Create a free budget and find more margin with EveryDollar. Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get up to 40% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🥃 Christmas Slush Mocktail Recipe inspired by Taste Cove 3 ounces cranberry juice 1 ounce orange juice 1 ounce pineapple juice 1 ounce lime juice 1/2 ounce sparkling water   Instructions: Combine cranberry juice, orange juice, pineapple juice and lime juice in a mixing bowl. Stir and pour mixture into a freezer safe container. Freeze for a couple hours and stir occasionally to create a slushy consistency. Scoop the slush into glasses and top with a splash of sparkling water, then enjoy!   Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Well, you asked and we love to yap.

0:07.5

Today we're answering your Ask Me Anything financial questions.

0:11.3

If I want Baby Step 7, why can't I lease a car?

0:14.1

Why can't just save up and just buy a car you like?

0:16.6

We've got to find those friends.

0:17.6

Become friends with wealthy people.

0:19.6

How long do I need to harp on this, guys?

0:22.8

That's the life hack.

0:28.9

Hey guys, I'm Rachel Cruz.

0:30.9

I'm George Camel.

0:32.6

And this is Smart Money Happy Hour.

0:37.1

Cheers, George.

0:38.1

Cheers.

0:41.0

Well, this is the show where two friends who have new money experts talk about what

0:44.7

you're talking about.

0:45.4

So everything from pop culture, current events, and money.

0:48.3

But first, what are we sipping on?

0:50.2

We're sipping on the Christmas slush macktail.

0:53.2

I like it.

0:53.7

It's like, it is slushy, which I like the texture of it. It's like the gift that stopped giving immediately. Just, it's one of those, it's like a catfish of a drink. It's like it looks great on the outside. Mocktails are hard. I agree. You know what? Way to give benefit of the doubt to whoever made this concoction. I'm going to drink it. Stick around until the end. We're going to give you our rating and reveal the cost per glass. All right. Listen, this show has always been for you guys. It's not for us. All right. We don't need this. This gives us nothing except joy. We do this for you. And today's no different. I love this. Okay. So we are going to do an ask me anything. And thanks to social media, aka Instagram, you can put up one of those little squares. Question boxes. Yeah. And you just say, hey, ask me anything. And did you respond?

1:45.8

Man, we had so many questions.

1:49.1

And so we just took a bunch of them, threw them in this episode, and we're going to go through

...

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