Welcome to the Dividing Cafe weekly market commentary focused on dividends in your portfolio and dividends in your understanding of economic life.

Welcome to the Bonson Group's national video call, current market outlook around COVID-19, August 24, 2020.

Our host for today's call is David Bonson, the Bonson Group's founder, managing partner, and

Chief Investment Officer, and Scott Gam of Strategy Voice Communications.

For this call, all participants will be in listen-only mode.

Later, we will conduct a question and answer session.

Please send your questions for that Q&A session to COVID at the Bonson Group.com. I will now turn the call over to your hosts. Gentlemen, you may begin.

Well, thank you very much, Erica. And once again, thank you to Scott Gam for joining us to make this happen. I'm going to turn things over to him for a rigorous Q&A session

here today, but first just want to do a little of the housekeeping. As Erika mentioned,

please do email COVID at the Bonson Group.com throughout the session for any questions you may have

and we should be receiving them real time

and hopefully get to them right on this call. And of course, if we don't, we'll still follow up

with you later. I'll write back to each and every question myself. In terms of our plans for this

call, some of you know that we altered the communication schedule of the daily missive.

I've been doing at COVID-Omarkets.com to kind of make it a little bit more realistic going

forward and allow for the appropriate spacing as the news cycle has allowed in our kind of ongoing COVID news. However, I intend to keep this

call going until we see that you all aren't interested in anymore or I get enough hate mail

saying your call is terrible, please stop doing it. I really do believe the feedback we're getting indicates that it's

beneficial to you. The replay of the call is beneficial for people that aren't able to listen live.

So we want to keep that going, but we certainly welcome any feedback that anybody has about the

time of day, the length of the call, logistical suggestions. you know, sometimes half the people say up and half

the people say down. And we listen to the advice. It's just that there's not a clear direction as to

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