Brought to you by the Every Dollar app. Start budgeting for free today. I think it's important

just to call out. Homes are outrageously expensive. Oh yeah. The last I looked, and again,

don't hold me to this statistic, but it's the lowest inventory. It's supply and demand. There's just

none of houses. Yes. And some of these big Wall Street firms are coming and just buying them right in checks for them and buying up neighborhood.

Like there's new competition on the ground that has never existed before.

That's right.

Housing has just gotten insanely expensive.

And that means for the young couple who's 26 and 27 and she's a teacher and he's a youth minister, she is a nurse practitioner.

He is trying to get a small business going, y'all are going to be renting for a long time.

100%.

That's not because people hate you.

It's because to get into a house, it's half a million dollars on the low end.

Yeah.

To get in a dream home or a really

nice place. It used to be 500. Now it's a million dollars to, it's just gotten bananas, right?

All across the country. I mean, I think now more than ever, you know, we've been, we're part of the

debt-free message. Like, we're always telling folks to get debt- and I think now more than ever it's so important

if you're at the cusp right like you're just starting out you're considering student loans

or you're talking to your kids about college it is so so so important for for those of us who got

in debt you know should have coulda would like we're here now but for everybody else's right at that cusp, it's more important than ever because this journey that you're

talking about, John, to home ownership is longer, is longer. It might take you seven years. It might

take you however long to get there. You definitely don't need to make it longer by having to pay off

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