Reacting to People Justifying Their Outrageous Spending Habits

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.8 • 3.2K Ratings

🗓️ 19 February 2026

⏱️ 58 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Plan and save for the future with Ramsey’s Investment Calculator. We all have our weaknesses when it comes to frivolous spending—but some of you are next level. Today, we’re reacting to (and lightly judging) the internet’s most ridiculous spending habits. Next Steps: 🎙️ Catch our episode We Settle Your Heated Money Arguments. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 Create a free budget and find more margin with EveryDollar. 💻 Figure out your next financial move with Ramsey’s Get Started Assessment. Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get 20% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🥃 “The Reddish” Maroon Manhattan Recipe from Smart Money Happy Hour mixologist Michael Reddish 2 ounces bourbon 1 ounce dry vermouth 1 ounce amaro 2–3 dashes black walnut bitters 2–3 dashes chocolate bitters Instructions: Add the bourbon, dry vermouth, amaro and bitters into a mixing glass with ice and stir until well-chilled. Serve in a coupe glass and enjoy! Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	We listen and we definitely judge.
0:08.1	If you ever justified an outrageous purchase or judged others for that, you're in the right place.
0:13.5	I think that dog is in pain.
0:15.1	I do.
0:15.7	I think that dog is in pain.
0:17.4	I'll give you one that is also controversial.
0:21.6	Private school. I think it's an egregious move.
0:24.6	If anything, fractions of pennies, when you think about the girl math we talked about earlier.
0:27.6	Yes.
0:28.6	Because you open your garage at least once a day.
0:30.6	Maybe twice.
0:31.6	Yeah.
0:32.6	Things get crazy.
0:38.9	Hey guys, I'm Rachel Cruz.
0:40.6	I'm George Camel.
0:44.3	And this is Smart Money Happy Hour.
0:46.3	Cheers, George.
0:47.1	Cheers.
0:54.3	I love a Manhattan.
1:01.7	Well, this is the show where two friends who have many experts talk about what you're talking about, everything from pop culture, current events, and money.
1:05.9	And today we are sipping on the Reddish Maroon Manhattan.
1:08.7	That is named after our mixologist Michael Reddish.
	...

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