Don't miss cool prices on winter warmers at Matalan.

There's 25% off all coats, knitwear, selected cozy homeware, boots and more.

But hurry, the big winter warmer event ends soon.

Shop in store online at matelan.com.uk or via the app today.

Teas and see supply branded discounts may vary.

Get to some insider tips for shopping around for the best policies,

not just in high-risk areas,

just in any area in America, right?

Because as a homeowner, you know,

see, most people, they think because the bank is paying a mortgage

in their, they're paying the insurance in their mortgage payment that the bank is going to really care if their policy increases or decreases, right?

Because there's always an escrow analysis every single year.

And the bank is just going to, whatever the bill is, they're going to pay it.

Right. And some people are blindsided by it because they're not checking their mail.

They're not looking at these escrow analysis.

But what I like to tell all my clients and mentees is like, look, insurance is something that you're not married to for a long term.

Right.

Every single year, you can fire your insurance company and go with another insurance company to keep your overall mortgage payment and cost as low as you possibly can.

So what are some insider tips that you guys both have?

I'm going to start with you, Jeff. Then I'm going to come back to you, Kev.

When you shopping for insurance policy, not always the cheapest is the best.

And I think you guys explained that very well today.

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