Rants and Gems #165 Trump Says $200 BILLION Will Drop Mortgage Rates-Here’s the Truth

Rants & Gems Real Estate Podcast

EYL Network

Business, Investing

4.9 • 1.3K Ratings

🗓️ 9 January 2026

⏱️ 48 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Trump says he wants to buy $200 BILLION in mortgage bonds to drive mortgage rates down.

Sounds bold — but does it actually work?

In this live breakdown, I separate headlines from reality and explain how mortgage rates really move.

We cover:

• Can a President actually direct mortgage bond buying?

• Who controls mortgage rates vs who gets blamed

• How Mortgage-Backed Securities (MBS) actually affect rates

• What Fannie Mae and Freddie Mac can — and cannot — do

• Whether MBS buying really lowers monthly payments

• What the Federal Reserve is doing right now

• Why lower rates alone don’t fix housing affordability

• What buyers and investors should actually focus on in 2026

No politics. No hype. Just real mortgage and housing market education.

If you want to understand how rates work — not just react to headlines — this live is for you.

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Transcript

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0:00.0	Donald Trump wants the government to start buying $200 billion worth the bonds to lower mortgage rates, man.
0:11.5	Welcome back to the channel, Matt Garland, NMLS number 5-870, better known as MG, the mortgage guy.
0:18.5	We are alive.
0:19.2	We are blessed.
0:20.6	Thank God for another day.
0:22.4	Look, man, this has been a busy week, man. Happy, uh, what's today? Happy Thursday. January 8th,
0:27.6	2026 is in full effect. And President Trump is not missing a beat over there on true social.
0:36.6	Uh, welcome back to the channel. Look, if you knew here, hit first time in the chat, comment first time in the chat. And let's get into this, man. If you buying a home in 2026, let us know in the chat in the comments too, man, if you're buying a home in 2026, because this is the, if you're looking to buy real estate,
0:55.8	this is the channel that you guys need to be focused on all single year, because I'm going to
1:01.5	give you all the latest information and the programs, the strategies, the hacks, the whole nine yards.
1:08.7	All right. So let's let's get into this, all right?
1:33.1	I'm going to share my screen real quick. Uh, uh, shout up to I am D Dawns that I am buying. If you need a mortgage right now, hit me up, man, Garland Group at you and Mb.com, but I'm going to give you out all that information how to work with me and my team and a few, right? But let's let's get into what Trump said today if you can see my screen let me know in the chat if you can see my screen let me know in the
1:39.4	chat if you can see my screen shout out to everybody watching me on
1:42.2	Instagram right now live shout out to everybody watching me on Instagram right now live
1:47.7	Shout out to all you guys if you're on Instagram go over to my YouTube channel
1:52.0	mj mortgage guy you'll probably be able to see this tweet a little bit better
1:54.9	So I let's break this down
1:59.6	This is from true social Donald
2:05.7	J Trump president Donald J Trump, President Donald J. Trump's official page. He put this out today, January 8th at 425 p.m. He said Biden ignored the housing market and instead was immersed
2:14.8	with high crime, open borders, run runaway inflation the Afghanistan disaster and the
2:21.3	military that he left in chaos and confusion everything was broken but I as
2:28.3	president of United States have already fixed it.
	...

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