Rants and Gems #158The Refi Surge Is Coming — Are You Ready or Not?-Nick Gouchee
Rants & Gems Real Estate Podcast
EYL Network
4.9 • 1.3K Ratings
🗓️ 8 December 2025
⏱️ 74 minutes
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Summary
Today I sat down with Nick J. Gouché, Founder of Nation of Homeowners and one of the most respected division leaders and loan officers in the country. Nick has dedicated his career to closing the wealth gap by helping families build long-term wealth through homeownership.
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Transcript
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| 0:00.0 | Okay, okay, okay. Welcome back to the channel. Matt Garland, NMLS number 5-870-0, better known as M-G-the-Mortgage God. We are alive. We are blessed. Thank God for another day. Happy Monday. As per usual, happy Monday. We're going to talk some good things, man. December 8th, it's break. Christmas is around the corner. |
| 0:24.6 | So I say, you know what? The new year is approaching. And we have a lot going on in the real |
| 0:30.7 | estate mortgage world. So today is going to be a great conversation. I'm bringing on one of my guys, |
| 0:35.7 | man. I love collaborating with his brother. He's one of the |
| 0:39.1 | most brilliant minds that you would meet in this mortgage space. I mean, this brother has been |
| 0:47.0 | rocking and rolling for years. And I always tell you guys, man, quick story of how I found out about my guy, Nick. |
| 0:55.8 | I tell you guys, 2017, I started really trying to figure out social media and, you know, lead generation and just using everything that I'm doing today to my advantage. |
| 1:09.0 | And back in 2017, there was really no loan officers that was out there |
| 1:13.6 | doing what I'm doing at a very high level, but one, right? I used to search for the M.G. |
| 1:19.0 | The Mortgage guy of back then, and I could not find M.G. The Mortgage guy, but I did find a |
| 1:25.5 | brother who went by the mortgage gladiator, right? |
| 1:29.2 | And my guy was the first loan officer that I saw on the internet that was not corny, right? |
| 1:37.5 | That was not out here just, hey, I got low rates and I can close fast. And you know, all the typical sales stuff. |
| 1:45.5 | He was actually educating and breaking things down and showing scenarios and just giving good information. |
| 1:52.9 | And I said, man, this brother is dope. |
| 1:55.9 | We locked in with each other a couple years ago. |
| 1:58.8 | And I've been fortunate to be able to have him |
| 2:00.9 | on a couple of my different platforms over the years. So today is no different. I wanted to bring |
| 2:06.7 | in my guy, because we got a lot to talk about, man. So I figured why not bringing my guy, Mr. Nick |
| 2:11.7 | Gouche. Nick, how are you today, brother? Matt, when I'm talking to you, brother, I'm blessed. |
| 2:20.3 | You know, I woke up this morning. God is good, brother. Matt, when I'm talking to you, brother, I'm blessed. You know, I woke up this morning. |
| 2:25.1 | God is good, brother. God is good. That's all we need. So look, man, real quick, introduce yourself for the people who might not know who you are, bro. Sure. My name is Nick Gouche. I'm here in L.A., |
... |
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