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Rants & Gems Real Estate Podcast

Rants and Gems #146 Why I’ll Never Buy a Car in My Personal Name Again (Mortgage Hack Explained)

Rants & Gems Real Estate Podcast

EYL Network

Investing, Business

4.91.3K Ratings

🗓️ 3 November 2025

⏱️ 51 minutes

🧾️ Download transcript

Summary

Most people finance their cars the wrong way—and it’s costing them real estate opportunities. In this video, I break down why I’ll never buy a car in my personal name again and how using your business to purchase or refinance vehicles can help lower your debt-to-income ratio (DTI) for mortgage approval.



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Transcript

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0:00.0

How's the business going?

0:01.1

We're busier than ever, but struggling to get the staff we need. Recruiting can be such a distraction. We gave Job Centre Plus a try, and they've really helped us out. Really? Yeah. It was dead easy. We got our own employer advisor, Julie, who helped advertise our jobs, shortlisted candidates for us and letters interview at the Job Centre. We've hired some great people, and Job Centre Plus really took the hassle out of it, And there was no fee.

0:22.7

Brilliant. That's straight on my to-do list. you at the job center. We've hired some great people and Job Center Plus really took the hassle

0:21.1

out of it and there was no fee. Brilliant. That's straight on my to-do list. Find out more at

0:25.9

business.gov.com.uk slash recruit. Eligibility criteria apply. While I'll never buy a car in my

0:34.9

personal name again, today I'm a break down a mortgage hack that some of you probably don't even know about.

0:40.9

Well, first of all, welcome back to the channel.

0:43.5

This is Matt Garland and MLS number 5-870.

0:47.9

Better known as M.G. The Mortgage Guy.

0:49.8

We are alive. We are blessed.

0:51.8

Thank God for another day.

0:54.1

Sunday night live, man. Sunday night live live i haven't done a sunday night stream and god knows how long but i thought tonight will be a good good good good way to um start a new trend and bring it back right so drop a gym in the comments if this is your

1:14.4

first time here type first time in the comments and you know we're going to give you guys some

1:19.2

good information tonight um if you got an auto loan and your personal name type auto loan and chat

1:26.4

as well this is something that you're going to want to probably pay attention to.

1:30.7

So, thank you.

1:34.2

I've been great.

1:35.2

I've been great.

1:36.3

I'm alive.

1:37.0

I'm blessed.

1:37.9

Thank God for another day, right?

1:40.3

We alive.

...

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