Ranking the Worst Financial Habits (and Admitting Our Guilt)

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.8 • 3.2K Ratings

🗓️ 5 March 2026

⏱️ 50 minutes

🔗️ Recording | iTunes | RSS

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Summary

💻 Figure out your next financial move with Ramsey’s Get Started Assessment. If you can’t be the best, why not be the worst? Or at least that’s what some people must be thinking to justify their spending habits. Stick around for a bracket battle of bad money habits. Next Steps: 🎙️ Catch our episode We’re Here to Judge Your Guilty Pleasures (With Love). 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 Create a free budget and find more margin with EveryDollar. Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get 20% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍹 Pisco Sour Recipe by: Liquor.com 2 ounces pisco 1 ounce lime juice 1/2 ounce simple syrup 1 egg white Instructions: Add pisco, lime juice, simple syrup and egg white into a shaker and dry shake (without ice) vigorously. Add ice and shake again until well chilled. Strain into a chilled glass and serve! Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Today we're playing Battle of the Bad Money Habits, Brackett style,
0:09.0	and that is the sportiest we're ever going to get on the show.
0:12.2	You're welcome.
0:13.0	Oh, I do that all the time.
0:15.8	For this example, let's just say that the people asking for money are terrible people.
0:21.6	Wow.
0:22.6	And then they have King George over here in his house.
0:26.6	No, you did not pull the curig out of the trash.
0:29.6	I prefer the taste.
0:31.6	No, you didn't.
0:33.6	Yeah, I did.
0:38.6	Hey guys, I'm Rachel Cruz.
0:40.6	I'm George Camel.
0:42.5	And this is Smart Money Happy Hour.
0:48.0	Cheers.
0:50.5	Well, this is the show where two friends who happen to be money experts talk about, which
0:54.3	you're talking about. So everything from pop culture, current events, and money. And let's talk
0:58.1	about what we're sipping on as we get into it. This is a Pisco sour. And you have a mocktail
1:04.8	edition, I understand. Yes, I know. I just didn't feel like the old alcohol today, George.
1:10.2	Well, they doubled it for me in lieu of yours. So it should be a fun show. Stick around until the end. We're going to give you our rating and reveal the cost per glass. You don't want to miss that. That's right. Well, you know what they say. If you can't be the best, be the worst, be the worst. Is that like your life motto, George? I try to live by it. You love that. As someone who could never be the best at anything.
1:30.4	Be the worst.
1:31.1	Come on, George. I try to live by it. You love that. As someone who could never be the best at anything.
	...

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