Ranking People’s Wealth Habits, From Fake Rich to Quiet Wealth

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.8 • 3.2K Ratings

🗓️ 2 April 2026

⏱️ 51 minutes

🔗️ Recording | iTunes | RSS

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Summary

💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study! It’s not as simple as “broke” or “rich” anymore. Today we’re unpacking what kind of “rich” your spending says you are—from “fake rich” to “new money” to “quiet wealth.” Next Steps: 🎙️ Catch our episode Are These Common Money Habits Broke, Average or Wealthy? 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 Create a free budget and find more margin with EveryDollar. Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get 20% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍧 Frozen Coconut Lemonade Recipe by: Eat Well 101 3/4 cup freshly squeezed lemon juice Zest of 2 lemons 1 cup full-fat coconut milk 1/2 cup granulated sugar 2 1/2 cups ice cubes Instructions: Add lemon juice, sweetener, coconut milk, and ice to a blender. Blend until ice is crushed and the mixture gets slushy. Divide into glasses and serve immediately. Recipe yields 4 servings. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Hey guys, Rachel Cruz here. Listen, we need your help. We have a survey coming out around Smart Money Happy Hour, and we want to make this show even better in 2026, but it's up to you to help us.
0:11.4	So here's how you help us. Text the word smart to this number, 33789, or go to ramsysolutions.com slash smart to take the survey. And no pressure, but we need to beat a world record here.
0:23.4	So take it, ASAP.
0:25.3	Please help us out.
0:26.0	And you could win a $100 Amazon gift card.
0:28.7	Who knows?
0:29.4	If you want to help us out and get a chance to win an Amazon gift card while you're at it,
0:32.9	go take it.
0:33.6	The survey closes April 10th, so time is of the essence.
0:42.8	Thank you. take it. The survey closes April 10th, so time is of the essence. It's not as simple as broke or rich anymore. Today, we're deciding what kind of rich your
0:47.6	expenses say you are. And of course, we do it all with love. I'm calling that new money right
0:52.8	there, okay? Looks like we found the target demo for Airwain.
0:56.5	Tell me more.
0:56.9	I'm shopping there.
0:57.9	So this is the content people want.
1:04.1	Hey guys, I'm Rachel Cruz.
1:06.0	I'm George Camel.
1:07.9	And this is Smart Money Happy Hour.
1:12.0	Cheers. Cheers.
1:12.6	Cheers.
1:18.2	I've been transported.
1:20.0	Oh, delicious.
	...

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