Ramit Sethi: How to Spend Without Guilt and Still Build Wealth | Finance | YAPClassic

Young and Profiting with Hala Taha (Entrepreneurship, Sales, Marketing)

YAP Media Network

Business, Marketing, Entrepreneurship

4.8 • 1.3K Ratings

🗓️ 9 January 2026

⏱️ 72 minutes

🔗️ Recording | iTunes | RSS

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Summary

Growing up in a frugal immigrant household, Ramit Sethi developed a scarcity-driven mindset and deep anxiety around money. After losing an investment in the stock market and studying both finance and psychology, he realized that most traditional financial advice ignores human behavior. Determined to break free from scarcity thinking, he rebuilt his relationship with money and began using it as a tool to design his own “rich life.” In this episode, Ramit shares how to rewire your money mindset, build wealth, and live a rich life. In this episode, Hala and Ramit will discuss: (00:00) Introduction (02:19) His Background and Early Money Lessons (09:39) Starting a Finance Blog in College (15:25) What a “Rich Life” Really Means (19:55) Money Psychology and Invisible Scripts (24:33) Money Communication in Relationships (29:27) The Conscious Spending Plan Framework (42:08) Money Dials: Spending on What You Love (48:29) Building Wealth and Finding Your Dream Job (56:04) Saving Smarter and Earning More Ramit Sethi is a New York Times bestselling author of I Will Teach You to Be Rich and the host of Netflix’s How to Get Rich. He has spent over 20 years teaching millions how to master personal finance, investing, and conscious spending. Ramit also hosts a finance podcast, Money for Couples, where he breaks down real-life money decisions through psychology-based frameworks. His work focuses on helping people design rich lives on their own terms. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/PROFITING Shopify - Start your $1/month trial at Shopify.com/profiting. Spectrum Business - Visit Spectrum.com/FreeForLife to learn how you can get Business Internet Free Forever. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Intuit QuickBooks - Start the new year strong and take control of your cash flow at QuickBooks.com/money Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting Working Genius - Take the Working Genius assessment and discover your natural gifts and thrive at work. Go to workinggenius.com and get 20% off with code PROFITING Resources Mentioned: Ramit's Book, I Will Teach You to Be Rich: bit.ly/IWTYTBR Ramit's Podcast, Money for Couples: bit.ly/MFC-apple Ramit’s Show, How to Get Rich: iwt.com/netflix Ramit's Website: iwillteachyoutoberich.com Ramit’s Instagram: instagram.com/ramit Ramit’s LinkedIn: linkedin.com/in/ramitsethi Active Deals - youngandprofiting.com/deals Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Scalability, Risk Management, Financial Planning, Business Coaching

Transcript

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0:00.0	Today's episode is sponsored in part by Shopify Indeed, Intuit, Frammer, Quo, Working Genius, Spectrum Business, and Northwest Registered Agent.
0:08.1	Shopify is the global commerce platform that helps you grow your business.
0:11.7	Start a $1 per month trial period at Shopify.com slash profiting.
0:16.2	Attract, interview, and hire all in one place with Indeed.
0:19.0	Get a $75-sponsored job credit to boost your job's
0:22.0	visibility at Indeed.com slash profiting. Start the New Year's strong, take control of your cash flow with
0:27.3	quickbooks money tools. Learn more at quickbooks.com slash money. Publish beautiful and production-ready
0:32.5	websites with Framer. Get started building for free today at Framer.com slash profiting for 30% off a Framer
0:38.6	pro annual plan. Quo is the smarter way to run your business communications. Try Quo for free, plus
0:44.1	get 20% off your first six months when you go to quo.com slash profiting. Working Genius helps
0:49.0	you fill gaps in your organization. Take the working genius assessment and get 20% off
0:53.6	with code profiting at
0:54.7	WorkingGenius.com.
0:56.0	Keep your business connected with fast and reliable internet, phone, TV, and mobile
0:59.9	services from Spectrum Business.
1:02.0	Visit Spectrum.com slash free for life to learn how you can get business internet free forever.
1:07.0	Northwest Registered Agent gives you the tools and guidance you need to build a complete
1:10.7	business identity. Visit Northwest Registeredagent. the tools and guidance you need to build a complete business identity.
1:12.2	Visit Northwest Registeredagent.com slash yapfrey and start building something amazing.
1:17.2	As always, you can find all of our incredible deals in the show notes or at young and profiting.com slash deals. Yeah, gang, what does it mean to live a truly rich life and how can we design a vision for one?
1:39.2	For too long, the financial world has told us the same story, save, save, save, and cut out the small pleasures.
1:45.2	But my guest, Rameet Sathy, is here to smash those invisible money scripts and show us a
	...

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