This is Motley Fool Answers. I'm Allison Southwick and I am joined as always by Robert Brokamp and Deanna Yocum. Personal Finance experts here at the Motley Fool.

Today we're going to talk about how to vet a charity before you give and we're going to discuss when maybe it's not such a boneheaded move to raid your retirement before it's time.

All this and more on this week's episode of Motley Fool Answers.

So here's a fun fact.

An artist can steal your Instagram photos, blow them up really big, hang them on the wall of a gallery, call it art, and get really rich off of it.

That's so flattering. Wow. Exactly. Right. That's a crime. But really, this is good enough to sell?

It's a flattering crime. It is a flattering crime. It's what Richard Prince did.

He's an artist and as part of the Freeze Art Fair in, where else?

New York City.

He took a bunch of people's Instagram photos, blew them up really big, put them on the wall, and sold them all, except one, I think, for $90,000 each didn't ask these people's

permission just took them put them on the wall wow I thought that was supposed to be

private are these people who like a public Instagram account so here's where it

gets fun and legal according to Instagram your photos and videos are yours unless you choose to share them,

in which case they are not yours anymore.

It's the people can't unsee that, so everybody's going to talk about what they see.

So people can take it.

We don't know yet if this artist actually went through the actual legal way of doing this,

but there is a legal way to do this where you can actually license the photos from Facebook

because Facebook owns Instagram.

So yeah, Instagram says they can sell your photos and grant permission on your behalf.

That makes me concerned as a father with kids who use Instagram.

But I have to admit, looking at Flickr, you can also sort pictures.

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