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Financial Audit

Radical Femcel Is Literal Garbage | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.6633 Ratings

🗓️ 5 February 2025

⏱️ 87 minutes

🧾️ Download transcript

Summary

▶ Last week, you thought you saw the craziest post-show yet- but now that's not true... I get her roommate on the phone and she starts going WILD yelling at me and fighting. It's fully Caleb Springer. Wildest one yet: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :) Get your first month for a dollar at https://getkikoff.com/caleb today! Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply. ▶▶▶ Download my budgeting app today: https://calebhammer.com/app ▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶ Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live ▶EDUCATION: 1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/ 2) The best budgeting program online: https://calebhammer.com/budget 3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing 4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 5) Get your own free Hammer Financial Score: https://www.calebhammer.com _______________________ ▶RESOURCES 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services. Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today! 7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 10) Build you own stan store: https://www.stan.store/?ref=CalebHammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

This sounds like you're fucking up your entire life.

0:07.5

You could be under a bridge with your daughter.

0:10.0

Well, that's not going to happen.

0:11.2

It could happen.

0:12.1

It won't.

0:13.0

Especially if we're asking Deadty for money for rent.

0:15.6

Yeah.

0:16.5

Most men cheat.

0:17.8

I call them munchers or leeches.

0:19.7

Is this going to be one of your interesting things where you don't have a statistic? Okay. There you go. Yeah. Download my new simpler budget app to date and take control of your money once and for all. Hi, my name is Jenna. I'm 24. I live in San Antonio, Texas, and this is financial audit.

0:40.6

Thanks for coming up from San Antonio. What do you do for a living down there?

0:43.4

Well, I actually work in Austin.

0:48.7

That's a fucking commute. For anyone that doesn't know, that's like an hour and a half minimum.

0:51.4

No, it's an hour, but with traffic is an hour and a half.

0:54.1

Okay. What do you do in apparently Austin for a living? Amazon delivery driver. Why aren't you doing that in San Antonio? I think they have Amazon in San Antonio. Yeah, but it was making more. It makes more here. Does it pay more? Yeah. Specifically, more hours? What is it? More. Well, I think it's more. I mean, I'd never worked in San Antonio. At the commute. Yeah. Oh, okay. Well, I meant like Amazon. I never worked at, uh, in San Antonio as a driver. So you don't know. That, well, it was $18 an hour whenever I looked. And then here was 1975. And then I recently. Does that make up for the hour and a half? Both ways, three hours a day? I mean, I do spend like $20 a day for gas But sometimes my roommate and I commute like we carpool. Does she do the same job? Yeah. It's a bit weird. Okay, that's cool. Sure, sure, sure, sure. so you're making 19 what an hour not well it was

1:47.1

1975 but we got a raise so i make 21 25 very good okay 21 25 how many hours a week are you

1:55.2

working uh 40 hours well yeah 40 hours it's uh four days so it's 10 hours, and then I have three days off.

2:02.4

Okay, both 40 hours. Yeah. All right. How we feel and live in? San Antonio is cheaper for what it's worth. Oh, yeah, for sure. So that helps, but I mean, you're, that can use a while. It really is. Oh, yeah. I feel like I'm taking a trip. I'm like time to road trip, you know.

1:59.1

Yeah, daily.

2:00.0

But I hope that doesn't mean we're stopping, spending a lot of money.

2:01.9

But we'll see. Okay. How are you feeling living on that? Compared to what I was working, which it was McDonald's. When? A year ago. I've been with this job for a whole year and a month or so. So like,

2:35.5

like last year, I worked at M or sorry, McDonald's and I was getting 1425. So it was a good

...

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