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Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.6 • 633 Ratings

🗓️ 3 February 2025

⏱️ 90 minutes

🔗️ Recording | iTunes | RSS

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Summary

▶"MONEY DOESN'T MATTER" AGHHHHHHH I blow up on them an take them to the grave with me in todays post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :) Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize! #sponsored @hiCapitalize Get access to GLP-1s online: http://ro.co/Caleb Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ ▶▶▶ Download my budgeting app today: https://calebhammer.com/app ▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live ▶EDUCATION: 1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/ 2) The best budgeting program online: https://calebhammer.com/budget 3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing 4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 5) Get your own free Hammer Financial Score: https://www.calebhammer.com _______________________ ▶RESOURCES 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services. Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today! 7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 10) Build you own stan store: https://www.stan.store/?ref=CalebHammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	There are some things you should always check, like the hygiene rating on your local takeaway,
0:06.2	the setting on your razor, and whether the party actually is fancy dress.
0:11.1	The other thing you should check is your Experian credit report, especially if you're looking to borrow money.
0:17.2	It lets you understand what lenders see, so you can increase your chances of getting the best deals.
0:22.8	It's dead easy to check it and completely free.
0:26.6	See it in seconds. Download the Experian app today.
0:30.0	To watch episodes of Financial Audit a week earlier, check us out on YouTube.
0:33.5	I invest in lottery tickets.
0:36.9	That is my retirement plan. Okay, well, that's the dumbest retirement plan I've ever heard of my life. Savings and wise investments? No, that's too slow. You're just a dumb f***. But if they win... If they win, no shit. You've heard about the game stop. Go ahead. What are our goals, guys? To not work. That's literally the only goal. Apparently, we like living cushy lives.
0:56.4	Lower your standard of living, you entitled, no. I will not do that.
1:01.7	Download my new simpler budget app today and take control of your money once and for all.
1:08.1	Hi, my name is Tom. I'm 32.
1:10.6	Hi, my name is Jane. I'm 32. We live in Austin, Texas. And this is financial audit. Guys, thanks for coming into the studio. Let's start with you, Tom. What do you do here in Austin for 11? I am a software engineer. Ooh, that can be money. What are you making?
1:30.5	It's complicated, but with my base salary.
1:31.2	Okay.
1:37.2	Yeah, but with my base salary and, you know, bonus comes out to 220.
1:39.0	F*** me.
1:40.0	Yeah.
1:43.3	Dude, well done, man.
1:48.0	Are you, like, in, how many have you been in this position or working your way up? So I went to college for a couple years.
1:50.1	Then I got to offered a job.
1:51.5	So I dropped out.
	...

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