Matt, empty the mortgage guy.

Let's get into this conversation.

I might not waste any time.

I feel like we haven't talked about real estate in a while

and just the basics of it as far as a lot of people are concerned.

They are raising.

And interest rates has been, they've been raising interest rates

for a while now.

And we hear a lot of fear that that's going to cause a slow down

in the housing market.

So can you just give you as a loan professional loan

officer and I'll show you the exact title?

What does raising interest rates mean?

Is it going to have a drastic effect on real estate?

What are some tips that people should be aware of?

Give us the rundown.

First of all, shout out to all the earners.

Going crazy in a chat for me.

I love y'all and love his love.

So shout out to all the earners.

So first of all, this is Matt Garland,

NMLS number 58700, better known as MG, the mortgage guy.

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