Quit Trying to Outearn Your Stupidity!

The Ramsey Show

Ramsey Network

Investing, Education, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 20 March 2025

⏱️ 85 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ✅ Help us make the show better by taking this short survey! Dave Ramsey & Rachel Cruze answer your questions and discuss: "38% of homes are owned by Boomers. What happens to the market when they start to die?" "Should I continue to take out student loans?" "I won over $200,000 on a game show and don't know what to do with it," "How do I financially prepare for the loss of my vision?" "How do we navigate my wife's social media blowing up and lots of money coming our way?" "My husband is an avid Ramsey fan and says that we cannot buy a new car" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 🎥 Get your tickets for The Chosen Season 5! 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📱 Watch the full episode for free in the Ramsey Network app. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you ❤️‍🩹 Get trusted insurance coverage that fits your budget. 💵 Start your free budget today. Download the EveryDollar app! 🛒 Preorder Build a Business You Love Now at Ramsey Solutions 💰 Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the price Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Hey guys, Dave Ramsey here.
0:01.3	Me and Dr. John Deloney are coming to a city near you on the Money and Relationships Tour.
0:06.5	It's happening soon.
0:07.9	So don't wait.
0:09.0	Get your tickets at Ramsey Solutions.com slash tour.
0:13.0	Music Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people.
0:43.6	Build wealth. do work that they love and create actual amazing relationships.
0:46.8	Rachel Cruz, Ramsey personality, number one bestselling author many times over,
0:52.1	host of the Rachel Cruz show and co-host of the Smart Money Happy Hour on the Ramsey Networks and my daughter.
0:57.2	She's my co-host today.
0:58.9	Open phones at AAA 825-5-225.
1:02.8	You jump in.
1:03.7	We'll talk about your life and your money.
1:06.1	Tim is with us.
1:07.5	Tim is in Minneapolis.
1:09.3	Hi, Tim.
1:09.7	Welcome to the Ramsey Show.
1:11.9	Hey, how's going, Dave? Thanks for having me, is in Minneapolis. Hi, Tim. Welcome to the Ramsey Show. Hey, how's it going, Dave?
1:13.0	Thanks for having me, guys.
1:14.1	Sure.
1:14.4	What's up?
1:15.7	Yeah, so, you know, a longtime listener,
	...

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