The Oh, Live from the headquarters of Ramsey Solutions. It's the Ramsey Show where we help people build wealth, do work that they love and create

actual amazing relationships.

I'm Dave Ramsey, your host, Ken Coleman, Ramsey Personality,

host to the King Coleman Show, the number one best-selling author, is my co-host today.

Jack is in St. Louis. Hey Jack, welcome to the Ramsey Show.

Hey guys, how you all doing today?

Better than we deserve, sir. How can we help?

All right.

Hey, we have my wife and I have spent most of our life pasturing small churches and we work public works also I did

pastor full-time twice and we've been foster parents and adoptive parents we have nine

children and we've done all this on

a nothing budget you know most churches want to keep their pastors poor or

humble it doesn't sound like I'm complaining but I guess maybe I could be but we've had to move multiple

multiple times and about a year or so ago we sold our dream house to get rid of a

bunch of debt and some folks at our town wanted to raise foster kids there because of the size of the house.

So we scaled down but our bills keep coming in my wife had two massive widowmaker heart attacks and she doesn't look like it.

She doesn't fit the profile.

They laughed and said she just had some gastric problems until she had one in front of them and about lost her anyway we're

Loaded up with debt and we have a house that we really enjoy and has been more affordable probably that we've had in years and I can sell it and

get rid of all of my debts, every bit of it.

I thought you paid off all your debt when you sold the other house.

I'm misunderstood. No, I'm sorry Dave I paid a bunch of my debt down. I

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