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The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 8 August 2024

⏱️ 82 minutes

🔗️ Recording | iTunes | RSS

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Summary

📱Finish today's episode for free in the Ramsey Network app. Dave Ramsey & George Kamel answer your questions and discuss: "How do my parents transfer land over to me?" "Is it wise to go into debt for a graduate degree?" "AI told me this would be a good idea..." "Take out a HELOC to pay off my ex-wife?" Support Our Sponsors: Health Trust Financial: Discover Top Health Insurance Plans, All in One Place. Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today. BetterHelp: betterhelp.com/Delony to get 10% off your first month NetSuite: Free KPI checklist, visit netsuite.com/Ramsey Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 💸Enter The Ramsey Cash Giveaway for a chance to win $10,000! 📚 Shop the $12 Sale to get life-changing tools to help you make real progress! 📄 Will an online will work for you? ❤️ Get $100 off tickets to Money & Marriage Getaway. 💵 Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	The Live from the headquarters of Ramsey Solutions, it's the Ramsey Show where we help people.
0:25.0	Build wealth, do work that they love and create actual, amazing relationships.
0:33.0	George Camel, number one best-selling author, Ramsey Personality, would be my co-host today.
0:38.0	He's also the host of the super popular YouTube show, The George Camel Show, with a K. Check it out on the
0:44.8	Ramsey networks. It's all there. The phone number here is AAA 825
0:49.0	5 225. Dusty's in Tulsa, Oklahoma.
0:54.0	Hi Dusty, how are you?
0:57.0	Hey, Day, you're doing pretty good.
0:58.3	Good. What's up?
1:00.5	I have a question on what I should do. I'm planning on building a house on my
1:05.9	parents land during the next year or two and I only know how to go about it. So I've
1:11.3	been listening to your show for about four months now and in that time I've been fortunate enough for you. I've paid off about $26,000 in debt.
1:20.0	Good for you. And I'll be debt free right now in about the next three months. I should be completely debt free.
1:27.0	And I want to know should I...
1:30.0	So I live next to my parents right now in a tiny house that I built last year.
1:36.0	So my question is should I save up for a down payment and get a construction loan to finance the house.
1:44.8	I'm doing a barnominium, one of the barnow kids.
1:47.8	Or should I just save up and try to pay it all out in cash
1:51.6	and be able to do it over the next probably three years to be able to build the entire thing.
1:56.0	I have been in construction for the past 13 years so I'm pretty handy on that stuff.
2:02.0	Cool.
2:02.7	So you're single?
	...

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