When the tax year ends on the 5th of April, valuable tax allowances may be lost simply because people left things too late.

Thankfully, Vanguard is here to help you make well-consider decisions, not rushed ones.

Their tax year-end hub is full of clear guidance, helpful tools and timely reminders to help you understand your allowances and give your investments

the best chance to grow.

Search Vanguard investor to learn more.

When investing, your capital is at risk.

Tax rules apply.

Hello, hello, dear listener and welcome into AIL speaking part three.

We are talking about quiet places and noise.

Is it easy to find quiet places in your country?

I think so. There are only 5 million people in the whole country and we have a lot of open green space and forests for people to go to.

Even in larger cities on nicer days, the countryside isn't that far off, which is pretty handy.

And of course, if you don't have access to transport,

there are many, well, so many libraries and churches and the like, you wouldn't struggle to

find a place like that to be quiet, or to have some quiet time. Why are there more noises

made at home now than in the past?

Well, there are more people nowadays than more people in the homes, so that might be why.

I think I read somewhere that the materials for building them are lighter.

So if the walls are thinner, because the material is lighter,

it's easy to see how that might, well, how the noise might ramp up, especially in the cities.

And of course, there are more things in the homes to make noise, like phones going off or dogs and cats making a racket.

Why do old people prefer to live in quiet places?

...