Today, I'm going to be talking about everything you need to know when it comes to Irma surcharges.

Once again, I am your host, Ari Taoblieb, and I am also the vice president of root financial

partners, and I get the pleasure of helping people retire early.

And I mentioned this in the last few episodes.

I'm no longer rolling the intro, just hopping right into the episode.

I will always mention a quick thank you and shout out if I'm

doing anything new. For example, I keep asking strangers about retirement on YouTube because I find it

interesting and I want you all to hear directly from them. It's one thing to hear from me and I share

what I have heard from my clients, but it's different when you get to hear it straight from the

source of people who have

retired and how did they do it? So I love sharing that. Once again, if you have found that valuable,

wonderful, I do appreciate any feedback. If you say, hey, I want a custom strategy to retire early.

I love getting to help people do this as well. And then lastly, I love that these podcasts are free.

If it has been helpful of any sort,

I kindly ask that you leave it a five-star review and let me know what you like about it, what you wish I did more of. I'm always open to more feedback. And today, once again, let's get right into Irma brackets. And Irma surcharges and what do you need to think about to avoid this little, almost call it a pesky or annoying surcharge.

So what I'm going to be talking about, Irma, what is it, how is it calculated, how do you avoid it? And at the end of what you need to think about is how do you lower your Medicare premiums? And so if you are under 65, some of this episode not going to be super relevant to you. If you're saying, you know what, I just want to

know about how I want to lower those in the future. Okay, great. Kudos to you. You're getting a head start on

this, but I may want to advise listen to a few other episodes as well, because I like to make

different content about approaching retirement, early retirement, being in retirement. How do you really

maximize your success? Well, let's talk about it.

Irma, I-R-M-A, it stands for income-related monthly adjusted amounts. And it represents an increase

to Medicare Part B and Part D, the standard monthly premiums, and it's determined by Social Security.

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