Question Time: Will my ex’s debt affect my credit score? Bridesmaid’s dress consumer rights? Credit card won’t give money back
The Martin Lewis Podcast
BBC
4.4 • 929 Ratings
🗓️ 12 January 2026
⏱️ 33 minutes
🧾️ Download transcript
Summary
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: will my ex’s debt affect my credit score? If I buy a bridesmaid’s dress for someone, does it hit my consumer rights? My credit card won’t give me money back for problem building work, what can I do? I’m a teacher, can you answer some of my students’ personal finance questions? My 0% credit card deal ends soon; do I pay it off or transfer the balance? Plus, what would Martin’s wrestler name and finishing move be? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite book, if he’s got a nickname, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.
Transcript
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| 0:00.0 | BBC Sounds, Music Radio Podcasts. |
| 0:09.0 | It's absolutely crucial that everybody looks at trying to re-broke effectively. |
| 0:13.2 | You'll get a new mobile phone contract. |
| 0:14.9 | The purchaser has the consumer rights. |
| 0:17.4 | That's really good. I hadn't even thought about that avenues. |
| 0:19.9 | What should my wrestler intro music be? It's not that you're married that links you. It's a joint bank account. |
| 0:25.3 | Hello and welcome to the cunningly named the Martin Lewis podcast. I do wonder what that's |
| 0:30.2 | going to be about. And this is the question time episode where you ask me your questions on |
| 0:35.3 | absolutely anything and everything within reason. |
| 0:39.3 | And this week, you asked me, if you're buying your bridesmaids' dresses, does the fact it's for someone else affect your consumer rights? |
| 0:47.4 | Help! My credit card won't give me the 34 grand back for incomplete building work. I'm a teacher. What's the best way to help financially educate my pupils? |
| 0:56.8 | Will my ex-wife's debt affect my credit score? |
| 0:59.9 | And then, we do say anything and everything. |
| 1:02.1 | You ask me, what did my wrestler name be? |
| 1:04.5 | Play the theme tune. |
| 1:05.5 | I got meals. |
| 1:07.9 | I got to pay. |
| 1:09.8 | So I'm going to work for it. I got my house. Hello, everybody and welcome to this week. |
| 1:24.4 | Our first question time, our first question time of 2020. |
| 1:27.9 | Matt, did you have a good break? |
| 1:29.2 | I did. I did, thank you. Did you miss me? |
| 1:31.7 | I did actually. Well, I was listening to, because we put some best-offs out, didn't we? |
... |
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