Question Time: Will ISA changes hit what I’ve saved? Safer to stick cash under the bed? A credit card for my eight-year-old?
The Martin Lewis Podcast
BBC
4.4 • 929 Ratings
🗓️ 3 November 2025
⏱️ 27 minutes
🧾️ Download transcript
Summary
In this week’s Question Time, Martin answers your questions about absolutely anything and everything – including: Will the predicted budget ISA changes affect me? Should I give my eight-year-old a credit card? Should I keep cash under my mattress? Can a car finance claim jeopardise my current car finance agreement? How does the marriage tax allowance work? Plus, what did Martin have for his tea last night?
If you’ve got a question for Martin on absolutely anything and everything, you can ask him in his Question Time podcast! Email your question to MartinLewisPodcast@bbc.co.uk.
Transcript
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| 0:00.0 | BBC Sounds, Music, Radio, Podcasts. |
| 0:05.8 | Hello and welcome to the cunningly named The Martin Lewis Podcast. I do wonder what that's |
| 0:11.3 | going to be about. And this is our question time pod, in which I answer your questions about |
| 0:16.5 | absolutely anything and everything within reason. And the questions you asked me this week are, |
| 0:23.6 | Martin, is it time to stick my cash under the mattress to stop it being taxed, or is that just too |
| 0:28.9 | cynical? Should I give my eight-year-old a credit card? Car finance, I'm thinking of complaining, |
| 0:36.1 | but if a complaint, can that jeopardise my current |
| 0:38.4 | car finance agreement? How exactly does the marriage tax allowance work? And will the changes in the |
| 0:46.5 | Isa that are predicted for the budget affect the money I've already got in one? Plus, you also |
| 0:52.6 | asked me, what did I have for tea last night? Well, I did say you could ask |
| 0:56.2 | absolutely anything and everything. Play the theme tune. |
| 1:13.8 | So welcome to ask me I got to feed So I'm going to make sure everybody is So welcome to this episode of Martin's money question time |
| 1:18.8 | Where you get to ask me questions on anything and everything within reason |
| 1:22.9 | And the curator and decider and grand pooh bar |
| 1:26.8 | Of what questions I am going to be asked is with me now. |
| 1:30.4 | I'm building his role. I'm not quite sure why. Welcome podcast producer Matt. |
| 1:35.1 | It's funny, isn't it? I welcome you podcast producer, Matt, but you're actually the producer of the podcast. |
| 1:39.6 | Arguably, you should be welcoming me. How does it work? What's the etiquette? |
| 1:42.4 | I think, I think, well, it's your podcast, isn't it? So you welcome me onto your podcast. However, what I will say is a lot of emails are coming through. Hello, Matt. I know. It's just, it's getting, I'm going to have to have words with the baddest of me. We had a wonderful podcast when Michael was doing it last time, I have to say. And Michael was self-effacingly asking for help in broadcasting and what the tips of broadcasting were. But you, Matt, you're already overconfident, but you are rather good at it. So, and I like working with you. So let's just get on and do some questions. Thank you very much. Yes. Let's start with a question from Lou. Yeah. Hi, Martin. I'm seriously thinking about putting Hi, Martin, no. This one was tweeted. |
| 2:21.0 | Okay. Yes, let's start with a question from Lou. Hi, Martin. I'm seriously thinking about putting... |
| 2:18.0 | Yeah, hi Martin. Note. Hi Martin. This one was tweeted, so it wasn't actually emailed. So my point still stands. |
| 2:25.1 | Hi, Martin. I'm seriously thinking about putting any extra cash under my mattress because I feel it will be taken or taxed if I do anything else. |
... |
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