Question Time: How to deal with mounting debt? What happens to ISAs when I die? Is student loan paid before or after tax?
The Martin Lewis Podcast
BBC
4.4 • 930 Ratings
🗓️ 15 December 2025
⏱️ 28 minutes
🧾️ Download transcript
Summary
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how do I deal with my mounting debt? Is student loan paid before or after tax (and should I set up a direct debit if I’m close to paying it off)? Can someone take over my ISA allowance when I die? Plus, we have a student loan success story, and just how does Martin manage to do 26,000 steps a day? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite seaside town, if he’d ever go to space, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.
Transcript
Click on a timestamp to play from that location
| 0:00.0 | BBC Sounds, Music, Radio, Podcasts. |
| 0:08.0 | People sometimes think my philosophy is for people to spend, not spend anything, it's not. |
| 0:11.8 | It's not for you to have the best possible life that you can. |
| 0:14.0 | I had an email a couple of days later to say that I'd receive a refund of £790. |
| 0:19.3 | Did it why sound mad? |
| 0:20.6 | I mean, yeah. |
| 0:21.5 | I've never had that question before. |
| 0:23.4 | Couldn't have said it better myself. |
| 0:24.5 | Hello and welcome to the cunningly named the Martin Lewis podcast. |
| 0:28.3 | I do wonder what that's going to be about. |
| 0:30.2 | And this is the question time pod in which I answer your questions about absolutely anything |
| 0:35.8 | and everything within reason. |
| 0:38.3 | This week, you asked me, how do I deal with my mounting debts? |
| 0:42.3 | Do you pay your student loan before or after tax? |
| 0:46.3 | Can someone take over my ICER allowance when I die? |
| 0:49.3 | Charlotte then told us her story of an easy student loan reclaiming success. |
| 0:53.3 | And finally, you asked me, how do I manage to do 26,000 steps a day? |
| 0:58.4 | Play the theme tune. |
| 1:14.2 | Hello, I know what you're waiting for the man, so I'm going to make sure everybody is. |
| 1:18.9 | Hello, everybody and welcome to this week's question time pod. And I know what you're waiting for. You're waiting for the man himself, the curator of questions, the podcast producer. |
| 1:27.2 | He who puts everything together and orders it. |
| 1:30.1 | Yes, ladies and gentlemen, big build-up time, please welcome podcast producer Matt Burnham. |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from BBC, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of BBC and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.