We discover that Vanguard charges fees to buy and sell some of their mutual funds. What's the difference between a transaction fee and a commission? Plus, are friends and family the best resource for fiduciary financial advice? What's the best way to find a great financial advisor? After Bob Barker's passing, Tom states, "The Price is Right." Then, we hear from some listeners: Is FICA charged for income from retirement plan withdrawals? Will a widow receive the whole capital gains tax exclusion on a primary home sale? Learn more about your ad choices. Visit megaphone.fm/adchoices