Yes, welcome into another edition of the Tim McKernan show here on the Inside

STL podcast network from the Home Loan Expert.com Studios. I am your host

Tim McKernan. It's time for another edition of questions from the audience.

Always enjoy doing these soads.

Sure, on Sunday night we upload interviews this week Joe Buck that one's

certainly getting a lot of response if you haven't listened to that it's just a good

random 90 minute conversation on all kinds of topics with Joe rich Gould is

coming up.

That one is phenomenal as far as the entertainment goes with Rich.

That's the next one coming up and then all kinds of podcasts.

If you missed them with Jay Nixon Bob McCullough gosh I mean if you want to go all the way

back Gary Pinkle Jack Danforth Mike Matheny now no longer the Cardinal Manager and you can get some perspective on his

thought process going into the year. All of it's there for you subscribe to the

podcast enjoy it and feel free to email me at T McKernan at inside STL.com with your questions, feedback,

whatever the case might be. And if you're interested in being a part of the podcast, we certainly welcome that as well.

Just like Ryan Kelly has been from the very beginning, he's online at the Home LoanX.com.

Just received an email before we started this podcast from Ryan Kelly. this is just this is not only is

you going to be able to save you money if you're in the market to refinance and

get a cash out refi from the standpoint of interest rates being low and home values being high and

you can pay off a credit card and not only is he the person you go to if and when you want to buy a home

at the Home Loan Expert.com but he's also just a good guy. And yeah, once you start

experiencing success, you can certainly cut a check, but Ryan puts his money where his mouth is. And once again, he is doing his climb for the kids it's the fourth annual climb

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