Q&A: Why 3 Years Is a Weird Timeline for Money

Afford Anything | Make Smart Money Choices

Paula Pant | Cumulus Podcast Network

Business, Investing, Entrepreneurship

4.7 • 3.6K Ratings

🗓️ 31 March 2026

⏱️ 62 minutes

🔗️ Recording | iTunes | RSS

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Summary

#702: Olivia is saving for a specific three-year goal and wants to know whether a money market fund is the right place to store that cash, or if a traditional savings account would be safer. Robert is planning to retire early in the next few years and is trying to decide whether to prioritize building taxable investments or continuing to grow Roth accounts. And finally, we’ll hear from a listener with nearly 30 years of experience in social work who wants to open an adult day center in a rural area where services for disabled adults are extremely limited—but isn’t sure whether to structure it as a nonprofit or a for-profit business. We’ll tackle all of that on today’s episode. Enjoy! Share this episode with a friend, colleagues, and Conan O'Brien: https://affordanything.com/episode702 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

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0:00.0	Joe, three years from now is 2029.
0:03.1	No, it's not.
0:04.2	No, it's not.
0:05.0	It sure is.
0:07.1	You got any plans?
0:08.7	I plan to be podcasting with you, Paula.
0:10.9	Duh.
0:11.3	Oh.
0:13.2	Well, if you have any other plans for 2029 plans that include spending some money, then the question is, where do you put it for the next 36 months?
0:23.4	Oh, good, good question. Yeah, we're going to answer that today. Wait, we have to answer that?
0:28.6	We have to answer that. That's a question for us. Oh, man. We're going to tackle that and much more
0:34.2	starting right now. Welcome to the Afford Anything podcast, the show that knows
0:37.9	you can afford anything, not everything. This show covers five pillars, financial psychology,
0:44.1	increasing your income, investing, real estate, and entrepreneurship. It's double-eye fire.
0:48.7	I'm your host, Paula Pant. I trained in economic reporting at Columbia. Every other episode-ish,
0:54.0	I answer questions from you.
0:55.2	And I do so with my buddy, the former financial planner, Joe Sal C-high.
1:00.0	What's up, Joe?
1:01.4	Paul, I'm having a frustrating morning.
1:03.4	Why is that?
1:04.3	I accidentally sprayed Axe body spray in my mouth.
1:07.9	And now I'm afraid the whole podcast I'm going to speak with an accent.
	...

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