In honor of today's episode, we made a free cheat sheet called Asset Location Made Simple.

It's four pages long with actionable shortcuts and tips that you can use as you're rebalancing your portfolio.

Download it for free at affordanithing.com slash asset location.

That's affordanithing.com slash asset location. That's a 4to-anything.com slash asset location.

Hey, Joe, what's one of your favorite takeaways from seven habits of highly effective people by

Stephen Covey? Don't drink your bathwater. Well, he doesn't say that. Oh,

personally, I really like the three buckets, the things that we can control,

the things we can influence, and the things that we can neither control nor influence. And most

of us spend most of our time on things we can't control or influence. I really like reminding

myself of that. That's my favorite part of it, too, although I don't think of it as three buckets.

I simply think of it as locus of control. Is this in my Locus of Control or not? Yeah, that's a good one.

There's another one that you cite often, and one of our callers calls you out on it.

Oh, hey. Yeah, we're going to hear which one that is in a moment. Welcome to the Afford

Anything podcast, the show that knows you can afford anything,

not everything. This show covers five pillars, financial psychology, increasing your income,

investing, real estate and entrepreneurship. It's double-eye fire. I'm your host, Paula Pant. I trained

in economic reporting at Columbia. Every other episode ish, I answer questions from you, and I do

so with my buddy, the former

financial planner, Joe Sal C-high. What's up, Joe? Oh, man, I'm so excited about today. We've

got some fun questions. Yeah, great questions. Let's start with this first question, which comes

from Jared. Good morning, Paula and Joe. Jared here, long-time listener, second-time caller. My question is,

to what extent should I consider TIAA traditional as part of diversifying my portfolio? I am currently

...