Q&A: We Want to Save Senior Dogs … But Should We Sell Our Rental to Do It?

Afford Anything | Make Smart Money Choices

Paula Pant | Cumulus Podcast Network

Entrepreneurship, Investing, Business

4.7 • 3.6K Ratings

🗓️ 6 January 2026

⏱️ 69 minutes

🔗️ Recording | iTunes | RSS

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Summary

#678: Anonymous (01:52): "Victoria" is 51, single, and still enjoying their W2 job while building a side business from a passion hobby. They’re thinking about heavy Roth conversions, planning for retirement, and wondering how much traditional money to leave untouched. Should Alex prioritize tax efficiency, or focus on growth and flexibility? Anonymous (34:29): "Gwyneth" and her husband moved to the U.S. to start a sanctuary for senior dogs and cats. With $100,000 in debt soon paid off, two properties in hand, and a dream to buy land for their sanctuary, they’re torn: sell, refinance, or keep their rental property? What’s the best way to fund a long-term dream while building wealth? Soyman (53:28): Soyman is 25, saving aggressively, and planning to take all of 2027 off to go backpacking. They see a rare tax opportunity to convert nearly $30,000 to a Roth at a negative tax rate—but is the strategy worth the small cash buffer and other risks? Resource Mentioned: Interview with Charity: Water founder Scott Harrison Share this episode with a friend, colleagues, your veterinarian: https://affordanything.com/episode678 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

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0:00.0	Joe, so I've been looking up famous dogs.
0:02.7	This show's going to the dogs.
0:04.1	I didn't know this, but there was a dog, a sled dog who ran diphtheria medication,
0:09.3	life-saving diphtheria medication to this remote village out in the Arctic.
0:14.2	Wow.
0:15.2	Yeah.
0:16.0	I know there's this dog that I heard of who's huge and red. Clifford? Yes. You've heard of him too. You've got
0:26.5	Clifford, Snoopy, Pluto, goofy, Scooby-Doo. You've got like that class of dogs. It's goofy a dog.
0:32.5	I mean, I don't want to get to sidetrack, but it's goofy a dog. He's got the dog ears. I don't know what he is, but he and Pluto
0:37.8	or like, anyway. Anyway, the reason that we're going through this is because the first question
0:44.8	that we're going to answer today is from a woman who wants to start a sanctuary that saves
0:51.4	senior dogs and give senior dogs their best life.
0:54.6	Sweet.
0:55.5	I heard that dream and I'm like, this is why we do what we do.
0:58.5	I want people to get good at money so that they can go into the world and do stuff like that.
1:04.0	Whatever they want.
1:05.2	Exactly.
1:06.5	With that, welcome to the Afford Anything podcast, the show that knows you can afford anything,
1:10.9	but not everything. And the show that's here to help you with your money so that you can
1:14.5	do what it is that you really dream of doing, not what it is that you have to do in order to pay the
1:20.0	bills. This show covers five pillars, financial psychology, increasing your income, investing,
1:25.0	real estate, and entrepreneurship. It's double I fire. And And every other episode is, I answer questions from you. I do so with my buddy, the former financial planner, Joe Salcihi. What's up, Joe? You know, I was thinking, Paula, if I got a dog, I don't have a dog. I have, of course, Cooper the cat who rules this house. But if I had a dog, I think I would name it 5K, so I could brag to everybody that I walk
	...

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