Hey, Joe, you know what's been great about being a saver for the past few years?

That you have more money in the bank.

And that money over the past couple of years has made a pretty good yield.

Yes, it has.

And we all remember pre-pandemic when money was making zero or near zero.

Now it's actually making something, but that's starting to go down, down, down.

By the way, I love how we can play the fact that inflation's been really high as a positive.

But if you're a saver, you know what that means?

Cha-ching.

Silver lining, Joe, silver lining.

Well, we're going to talk about that today. We're also going to talk about bridge loans when you're buying and selling a home. Oh, And we are going to... That's what a... I thought it was a loan on a bridge. Oh, okay, okay. And we're going to walk through the question of, do I stay in my job so I can support my family financially or do I do something

that gives me more life but that has some monetary drawbacks. All on one episode.

All in one episode. Welcome to the Afford Anything podcast, the show that knows you can afford

anything, not everything. This show covers five pillars, financial psychology, increasing your income, investing, real estate and entrepreneurship. It's double-eye fire. I'm your host, Paula Pant. I trained in economic reporting at Columbia. Every other episode-ish, we answer questions from you, and I do so with my buddy, the former financial planner, Joe Sal C-high. What's up, Joe?

Well, I'm a little bit sad today, Paula. Oh, why's that? Well, because, you know, you look at the news and you hear about different people passing away. And I found out the guy that invented the wind chill died. The wind chill? Yeah, you know, the wind chill factor. Right. Yeah, he was 98 years old, but the good news is he only felt like he was 87.

Oh.

Come on.

With that, we go to our first question, which comes from Jeremy.

Hi, Paul and Joe.

My name is Jeremy, and I'm calling with a question regarding emergency funds.

I've been a budgeter for the last five and a half years and I'm just using my fund for the first time due to unexpected car

expenses just in time for the holiday season. Yay! On top of that, with the Fed decreasing the interest

...