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dot UK slash podcast to learn more. Well, howdy there, internet people, it's Bell again.

And welcome to the roads with Bell. Today is May 21st, and we're going down the roads to a Q&A.

We're just going to go over some questions from y'all that might not get answered otherwise,

but would if we had a slower news cycle.

We get so many, and a lot of good ones end up becoming stale as the news moves on.

People have asked how to send in messages.

You can send them to Question for Bell at Gmail or via Patreon.

Our first question.

There's been a lot of talks about the Federal Reserve and Trump's appointment in regards to lowering interest rates.

Economics was never covered much during my schooling, so I'm not entirely sure what this does or why it would be bad.

Could we get a quick explainer? Love the videos and coverage and thank you for all

you and the team do. Okay. So the Federal Reserve Open Market Committee sets an interest

rate that influences the interest rates you pay when you buy a car or house or take out a loan.

The lower the rate, the easier it is to borrow money. The higher, the harder it is. Lower interest

rates means money flows faster, which generally allows for more money to be spent on business expansion,

which means more job creation. But it also tends to increase inflation. Higher rates make it

harder to buy a house, but also helps control inflation. Trump is wrong and has been wrong

the entire time about interest rates needing to be lowered. He has too many inflationary policies.

There's an economics playlist on the main channel that explains little concepts like this through normal

news events.

It might be helpful to watch it.

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