Reality Radio for a really great future.

We're talking real money.

Just another Q&A Friday.

Hey, hey, hi.

Welcome to the podcast.

I'm Don McDonald.

It is my duty to answer your questions on as many Fridays as I

possibly can. So here I am answering your questions on another Friday, or whenever you happen

to be listening to the podcast. Quick program note, I am recording this the Friday before Thanksgiving

here in the United States.

So Tom and I will be taking a few days off from the podcast starting on Thursday, the 24th.

And so there won't be a podcast on Thursday or Friday.

And we plan to have one for you the next Monday, if all goes according to plan,

if Tom gets back from Qatar and the World Cup on time.

So we're here to take questions.

You can always send questions in at 855935 Talk.

Of course, they have to be about money because the show is called Talking Real Money.

You can also record your questions at Talking RealMoney.com. Just hit the contact button,

and that is exactly what this listener did. Hello. Thank you for taking my question.

Really quickly before I ask the question, here's a quick background summary. I lost trust with my advisor after he

recommended to put my Roth into a loaded fund, which happened to be in all large growth.

He recommended this because it would create a smaller managed fee going forward. What really

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