Reality Radio for a really great future.

We're talking real money.

Hey, thank you for being part of talking real money.

We are here every day to make your life easier when it comes to your finances.

And we take all kinds of questions and calls, and this program is all about that.

Roxy Butner, one of our advisors, regular contributor to Talking Real Money, will be joining

us with those in just a moment because a couple of people over the last couple of days,

again, asked me, I don't want to own those stupid bonds because they ain't making me no money.

And so I'm always, let's go look. Well, okay, yeah, the last five years has been about a net

negative one for the total bond market, B&D, that is operated by Vanguard. So I decided to

take a look at recent.

Like, what about this year?

Well, it's, I think we're getting back to what we would call a more normal bond market,

but we'll find out.

But we'll know that in a few years.

But BND, as I just mentioned, the return so far this year up 4.8.

That's a total bond. And the yield at 4.2. DFIGX, which is the

intermediate term government bond fund operated by dimensional funds up 5.08 with a yield at 2.9,

so quite a bit lower. Now, those are safer bonds. Remember, this is not a total

bond there. That's a just government. And then the Schwab short-term bond, S-W-S-B-X, up 4.3, with a

yield of 4.0. But just fixed income just for a moment, because we all have a tendency to look at

our portfolio and say, that made me a lot of money and that one made me nothing. So because we all have a tendency to look at our portfolio and say,

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