Q&A 2026

Talking Real Money - Investing Talk

Don McDonald

Business, Investing, Education, How To

4.5 • 811 Ratings

🗓️ 2 January 2026

⏱️ 30 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

The calendar flipped, but the rules didn’t. In this New Year Friday Q&A, Don tackles listener questions on longevity annuities (QLACs), legacy insurance mistakes, advice-only advisory services, and the growing trend toward complex fixed-income systems and alternative investments. From insurance math that favors the house to eye-watering fees dressed up as innovation, the message stays consistent: simplicity beats sophistication, fees matter, and global diversification works the same wheth...

Transcript

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0:00.0	reality radio for a really great future we're talking real money you know they say time flies
0:11.7	when you're having fun but i think they really mean uh time flies when you're getting old because it seems like less than a year ago that it was a
0:26.0	year ago and now it's a new year. It's already 2026. Holy mackerel. And yet, the good news is I'm still
0:35.1	here taking your questions. Better news is you still keep sending them in at Talking RealMoney.com on the contact form.
0:42.5	Thank you so much for doing that.
0:45.0	And you can keep doing that because we're going to take questions for as long as we are able.
0:51.2	You just go to Talking RealMoney.com, click on the Contact Us button, which is in the upper
0:55.6	right corner right there.
0:57.7	And then if you want it on the
0:59.9	Friday podcast, you need to record
1:02.1	it. The Friday
1:04.1	podcast is the recorded
1:06.0	spoken questions.
1:07.8	The ones that you type in get all over the
1:09.9	place. So record them. Ask them.
1:12.9	Ask away. And I will try to answer to the best of my ability. And let's get this new year,
1:19.8	new show, new Q&A thing underway with this question. I am anti-annuities, for the most part.
1:33.2	I've been learning about Q-Lax, qualified longevity annuity contract.
1:41.0	And they sound kind of interesting.
1:44.6	So just wanted to know your take on Culex.
1:49.2	Thank you and have a great day.
1:53.4	Well, Culex, I hate a news.
	...

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