Put a bit of juice in the tank, with Katherin Chan

How to Lend Money to Strangers

Brendan le Grange

Credit, Fintech, Management, Lending, Banking, Business, Careers

5 • 2.6K Ratings

🗓️ 4 December 2025

⏱️ 37 minutes

🔗️ Recording | iTunes | RSS

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Summary

We typically explain SME under lending as a supply gap: staid banks don't want to, or simply don't know how to, lend to new-fangled businesses. And to some extent, that is true, but there is also a demand gap. "There is a lack of knowledge, confidence, and trust when it comes to seeking growth capital through loans. While many founders hesitate to borrow, nearly 60% abandon loan applications midway, citing fear of rejection or complex terms".

This "confidence gap" - and how Juice's Smart Growth Capital - is what I'm discussing today with Katherine Chan.

You can get Juice (or just read more about them) at https://www.getmejuice.com/ (head on over to their Growth Hub for some great content https://www.getmejuice.com/growth-hub/growth-hub)

Meanwhile, Katherine is on LinkedIn at https://www.linkedin.com/in/chankatherine00/

I'm on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/

As is the show, please follow its page at https://www.linkedin.com/company/how-to-lend-money-to-strangers/ (once you have followed, look for the circle with the three dots in the ehader section, click that and then 'invite connections' and invite any of your colleagues who you think might like the content

You can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-reads

Commercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)

ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767

Ogma Risk & Analytics: Customized risk management and analytic consulting for you https://www.ogmara.com/?utm_source=HTLMTS&utm_medium=banner&utm_campaign=OGMA+intro&utm_id=2501

Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, https://www.haboomoney.com/, and https://beetlesense.ai

And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technology

Keep well, Brendan

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Transcript

Click on a timestamp to play from that location

0:00.0	60% of businesses just gave up halfway through a bank application, which is crazy.
0:05.9	I think that indicates how much of an obstacle the process is in itself, which I think then speaks
0:13.0	to a system that is built probably more for institutions in terms of debt funding rather than a
0:20.4	system that is built to support small businesses.
0:28.2	Welcome back to How to Lend Money to Strangers with myself, Brendan LaGrange. About six months ago,
0:36.2	when the show was getting quite difficult to produce
0:38.7	alongside my many other roles, I decided to employ a season-based model. This being season
0:45.2	nine would see us from episode 161 to episode 180. If you look at the notes in your podcast player,
0:53.6	you will see that this is actually episode 182, I think, maybe 83.
0:58.8	Either way, I've gone past my limit.
1:01.6	And the reason is, because we're getting so close to Christmas and I had so many great guests asking to be on the show,
1:07.4	I felt nice and generous and we're extending with a few bonus episodes. I hope you are
1:13.8	feeling equally generous because I have a Christmas favour to ask you. The show can only really
1:19.1	grow if more people find out about it. And that is a very expensive and difficult process to do,
1:25.4	which means I haven't really bothered. But you could help me do that.
1:30.1	The main platform for people interested in this sort of content is LinkedIn. So firstly,
1:35.5	if you're on LinkedIn, reach out to me and we can connect. The default button, I think,
1:40.5	is to follow me, but in the little dots there you can see, send a connection requests. I'm more than happy to do that with anybody who's got a genuine interest in the topic.
1:49.4	Then the next thing to do is to follow this show. If you type in how to lend money to strangers,
1:54.7	it will pop up the little yellow badge and yo-yo, the new logo of the show. And then the third thing,
2:00.6	the real thing I'm asking,
2:01.7	the real thing that is a little bit more work, but hopefully you can do that for me, is to go
	...

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