Welcome to our new segment. It's called PSA Thursday. We are, as you know, currently in

very tumultuous times. There's a worldwide pandemic, there's a bear market, we're poised

ahead into our recession, and a lot is changing very quickly. And so every Thursday, for the

foreseeable future, I'll be rolling out this new segment called PSA Thursday to discuss

best practices for handling these times. So we're going to talk about the financial side,

how to invest in a bear market, how to handle the fact that our recession is almost inevitable,

how to prepare for a possible layoff, tips for being more productive if you're working

from home. And what should you do if you were planning on retiring soon? Should you change

your plans? How does this affect sequence of returns risk? What if georbitrage was part

of your plan? We're going to talk about many of those issues and more, and we're also

going to talk about the human side. What conversations are you having with your family about

the risks, the very real risks that we are all facing? And in particular, what conversations

are you having with your parents and your grandparents and anybody in your family who

has chronic conditions or is immunocompromised? We're going to be discussing that as well,

and we're also going to talk about what can you do to help? There are many local businesses

that are suffering. There are hourly workers, people who rely on tips for a living, service

workers who are in a serious economic bind right now, and it doesn't look like that's

going to a bait at any point soon. So what can you do if you are in a position to help?

How can your help be most effective? Those are all of the things that we are going to cover

over this series of the next few PSA Thursdays. And again, I don't know how long this is going

to run. It'll long as long as it needs to until life as we know it returns back to normal,

although a new normal. A couple of notes. First of all, as I'm sure if you're a long time

...