We only have 100 days left until the 2022 midterms and we need to make every one count.

We know how high the stakes are in these midterms. Abortion is on the ballot, climate is on the ballot.

Our basic freedoms and ability to make our voices heard to protect them are on the ballot.

Head to votesaveamerica.com slash midterms to take our count me in pledge to volunteer the weekend

of July 31st and become part of our midterm madness program to get involved in the most important

elections in 2022 from the Senate to your local school board.

Welcome to Pauzaev America. I'm John Fabra. I'm John Loveett. I'm Tommy Vitor.

I'm John Feifer. Happy Holidays, Mary Christmas. Welcome to the pod. We've got all four of us here.

And today's show we're going to answer 2021's last round of mailbag questions. Revisit 2020's

New Year resolutions and set some new ones for 2022 and present the second annual Pundia awards

for the absolute worst takes of 2021. Busy show lots to do. A lot going on here. Very exciting.

We'll get to it. When does this come out? December.

Couple days before New Year's.

A couple days before New Year's.

Right. That's Andy's nodding.

Leave it only and I want everyone to know this.

Thank you Andy for being helpful.

Yeah. All right. Let's start with some of your questions.

We want to do mostly fun questions, but because so many of you have asked about student loans

and student debt, we will start there.

Uh, background in March of 2020, the CARES Act paused all student loan repayments because of the pandemic.

Payments were supposed to start again on September 30th 2021, but Joe Biden extended the pause until

...