Hello and welcome to episode seven of Best Laid Plans, a podcast about planning, planners, and everything related to those two things. So welcome to this episode. I know I've been promising

some product reviews for quite a while. And so this is the first episode where we're going to

focus on two products that I find interesting. Now, before anyone gets too excited, I have no ambition

to try to review every major planner on the market. The truth is, I created a list, and there are so

many right now that that would just be pretty much an impossible feat, and I certainly wouldn't

be able to do each one justice. However, there are some products that, I don't know, stand out as a

little bit more intriguing sometimes. Maybe they're super customizable. Maybe they have an angle

that's unique. Maybe their

design is just irresistibly amazing. So I will be selecting various brands and products to

showcase on this podcast with a dedicated product episode probably every four. So this is the first one,

and I have two very different products to discuss with you today. The first one

is the live rich planner. This planner is created by Kumiko Love, who goes by the budget mom.

She describes herself as a previously single mother who was having major financial issues, and then one day kind of decided

she had enough and learned how to budget and wanted to share her story of climbing out of debt

and learning how to manage her money with the world. And in doing that, she initially created

a bunch of paper-based kind of cash management systems with cash envelope budgeting and something called

the, I think, budget by paycheck planner. Well, she basically teaches people to budget based on the

money that's coming in on your paycheck. Now, I sort of use that approach and I'll talk later about

what we do, but I certainly don't do my budgeting on paper, even though it is an intriguing

way to do things. So I wasn't terribly interested in her budget by paycheck system. However, I noticed,

I think I saw it on Instagram, someone using it, this planner had come out that had space for certain

financial issues. It had space for meal planning and workouts in like a very

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