This episode is brought to you by Kraken.

Crypto is like the financial system, but different.

It doesn't care where you come from,

what you look like, your credit score,

or your outrageous food delivery habits.

Crypto is finance for everyone,

everywhere, all the time.

Visit Kraken.com, slash,

see what crypto can be,

to learn more.

Don't invest in as it prepared to lose all the money you invest.

This is a high-risk investment,

and you should not expect to be protected if something goes wrong.

He's so busy, he'll make your head spin.

It's Brian Kilmeade.

All right, welcome back everybody.

There's very few segments that I know that I could say that everyone will benefit from,

but this is one of them.

Katie Milkman is about to join us.

She's the James G.

Dining Professor at the Wharton School of the University of Pennsylvania,

host of Choiceology podcast,

...