Welcome to the Jill on money show. It is what day is it? It is Thursday, January 6th. And

if I sound a little bit more enthusiastic right now, it is because this is the first day

that Mark and I are recording of 2022. So we've dropped episodes. We put a bunch of stuff

in the can. You probably realize that mostly because we talked about it. So I'm bringing

Mark on the air to say, Happy New Year, Mark. How are you? Happy New Year. I am doing well.

How are you? How was your break? The break was great. Obviously a little agonizing with the

variant. Mark and I never got to see each other. If you did not listen to those shows yet,

I was building up to saying we're going to see each other. We're having lunch. It's going

to be great. Oh, by the way, I did go down to veneros though. And I did get my all my pastry

for Christmas day. No, very good. So I went down there. I had ordered. And so I got some

of those pine nut cookies. How do you say that in a time? What are those cookies called?

You know what I'm talking about with a little Pignoli nut cookies? Yeah, that's what I call them

pignoli nut cookies. Okay. And I got those. I got my nuts. Like I got those. I got canollies.

And then I also got a bush denouelle from a fancy French bakery on the upper west side.

So anyway, I went downtown. I didn't see you. I still have Theo's present. I don't know. Like

it's weird. We really came so close to having lunch right in the beginning parts of the variant

percolating through New York City. So Mark, you pulled the plug. And I, I agree immediately. Yeah.

It's probably the right decision, not because of us, but because of Theo. I'm trying, I'm trying

my hardest to prevent him from getting sick. And with school, it's proven to be a bit challenging.

So what's up now that we're here in 2022? What's up with his schedule? Is he back in school?

Is it? What are you doing? Yeah, he starts tomorrow. I got to give him my COVID test. He has to show

a negative result before he goes. So I bought some at home tests. Where did you find those tests,

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