Welcome to the Better Off Bonus Call of the Week. We're sponsored by Betterment

the largest online financial advisor. Now of course you know this but I want to

remind you you've got two chances every week to get on the air with us.

Well most weeks at least in case I blab on too long during our interview segment.

But if it's a nice normal show we've got the listener question of the week that follows on Thursdays and Tuesdays like today we drop this better off bonus call of the week.

If you'd like to get on the air with us, it's so easy, just shoot us an email.

Ask Jill at betteroff podcast.com.

Today we've got Chelsea from North Carolina.

Hi Chelsea, welcome to the program. What can I do for you?

Hey, Jill, thanks so much for taking my call. I've been a huge fan of the show since the start.

Yay, what's been your favorite episode?

Oh gosh, there's so many. I really love the episodes where you just sort of talk about the general rules about financial planning and that sort of thing.

Okay, great. I need to get that unsolicited feedback unless it's bad and then I don't want to hear it.

Okay, what can we do for you today?

So I had a question about post-tax retirement contribution.

So we just got the offer through my husband's 401k to be able to contribute additional post-tax

contributions to what we were contributing.

I'm having a hard time wrapping my head around when this is a good idea, when to use this over

a taxable account, etc.

Gotcha.

Tell me a little bit about yourself.

So you, we know you're married because you just mentioned a husband.

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