Using my Berkeley Card Forward Credit Card to pay for the stuff I need now

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Hey, I'm Ryan Mallory and this is my Swing Trading, the Stock Market podcast. I'm here to teach you how to trade in a complex, ever-changing world of finance. Learn what it means to trade profitably and consistently, managing risk, avoiding the pitfalls of trading and most most importantly, to let those winners run wild.

You can succeed at the stock market, and I'm ready to show you how.

Hey, everybody, this is Ryan Mallory with Swing Trading the Stock Market.

In today's episode, we're going to talk about portfolio volatility.

This email that I received from a listener, he asked to be called Joe DiMaggio. So we'll just call him Joe for short because I never use people's real identities on this podcast because 10, 20 years from now, and this is still out there. There's a good chance that they may wish that they didn't have their name out there in the public for whatever reason, so I try to respect that.

So this listener writes, hey Ryan, just recently discovered your podcast and have been searching your catalog to listen to your episodes.

I have been trading inside my IRA for over a decade, but only recently did I calculate my yearly profit and loss to see how I was doing.

I mean, I knew I was up nicely, but hadn't figured out the

percentage. The result surprised me and motivated me to keep going. I wanted to know what you thought

of my gains and losses by year. Is this what most people get? Over the last 10 years, I've beaten the

down the S&P 8 out of 10 years. The NASDAQ I've beaten 6 out of 10 years. This is how it has

played out. 2014. I was down 2%. 2015, up 54. 2016, up 28, 2017, up 39%. 2018, up another

39%. 20%? 20%? 20%? 20%? 20%? 70%?, 79%, down 34% in 2022 and up 41% in 2020. My account since 2014 through

compounding is up about 1,400% and my average yearly gain is 32%. My early gains were mostly

on having bought Netflix early on. Great job.

...