Hey, doing great.

Good. I'm on the line with Douglas Bonaparth, who's the president of Bonifide Wealth.

I asked Douglas on today to talk about a recent post of his entitled planning to be single.

You know, I think in my mind's eye, the stereotypical client of a financial planer is a couple.

However, as Douglas points out, an increasing number of Americans are voluntarily single.

So obviously some of the goals of

singles and couples are the same but some are clearly different so that that feels like

a good place to start. Douglas how do you see single people approaching

financial planning differently than couples?

Sure, I see them doing this tentatively. I think the societal pressures that are still out there

from our parents, perhaps our friends that are married, even our grandparents,

think those pressures are still real and what I'm seeing with my older millennial

clients is sometimes hitting a roadblock, hitting a roadblock to plan for the future and achieve great things in life

because they're under this notion that they need a significant other to do that, but they don't.

And the statistics show us that there is not only a rising share of

never married adults in the country but that the gap between the genders in terms of being never married is actually widening too.

And I think that's a sign of the times.

It's 2019, regardless of gender, you're able to go out and earn a living for yourself and save for great things in life like retirement and by the way I'm also seeing some really good sides of this forget the tentative aspect for a second. I'm seeing no

better example of people getting over this by opting to be parents without the need of

having a spouse or a significant other.

So on one hand, I still see these social norms take place and we work with our clients on that to say,

hey, you know, it definitely would be awesome if you did find that special someone

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