You can afford anything but not everything.

Any decision that you make, any dollar that you spend, any hour that you spend, it's

all a trade-off against something else.

There's more to do, more to buy, more to experience than you have money or time for.

So what choices are you going to make and how do you make better decisions?

My name is Paula Pan, I'm the host of the Affordable Care Foundation, where we try to answer

some of these questions.

And today's guest is somebody I've known for six years.

His name is Philip Taylor, better known as PT, and he is the founder of the Financial

Blogger's Conference, better known as FinCon.

What I like about PT is that he's a bit of a serial founder.

He started many ambitious projects, some of which have grown to be wildly successful.

So a dozen years ago, back in 2004, he first stumbled across the world of finance blogs

and he began reading.

And a few years after that, back in, I think, 2007, he decided to start one of his own, even

though he didn't have a writing background.

And that took off, it started making some money, and so about a half dozen years ago,

back in 2011, at that point in his life, he had attended a lot of conferences and decided,

you know what, I'm going to start my own, even though he didn't have an event planning

background.

So there's a bit of a pattern to his story.

He starts as an audience member.

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