Hello and welcome to your money on the BBC World Service.

I'm Manuela Saragossa, taking a break from Business Daily to talk about your finances.

And I'm Paul Lewis, a personal finance journalist looking at the global crisis caused by

coronavirus, not on your health, but on the havoc the pandemic has reeked around the world on personal finances.

Over the next hour we'll hear advice on how to manage your money in this crisis,

what governments and banks are doing or not doing to help,

how to spot scams and avoid them,

and your stories from across the globe.

My name is Thomasopadula.

I live in Milan, Italy. one of the area most affected by coronavirus.

Hello, good day, my name is Chef Kane. I live in Lagos, Nigeria.

My name is Sisil Lou.

I'm speaking to you from Wuhan China.

Hello, my name is Joseph Dreier.

I live in Minnesota in the United States.

Billions of people around the world are living in lockdown,

unable to leave their home,

and many people are getting used to new ways of working.

That's if they're lucky enough to have kept their job. Well indeed, Manuela, millions can't work from home or have already lost their jobs and millions more fear for theirs. How are they coping or not coping?

I work in a brand consultancy field. At the moment I am not working full time.

Half of my salary will be paid by my company.

Thanks to the of my salary will be paid by my company.

...